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Top Reasons to Choose Viva.com for Your Business


Omnichannel Payment Solutions

  • In-store: Tap on Any Device technology allows compatible corporate devices including mobile devices, desktops, smart interactive devices and self-checkout systems to accept contactless payments. This supports different checkout experiences by enabling businesses to accept payments wherever customers are served, helping reduce queues and waiting times.

  • Online: Smart Checkout dynamically displays payment methods based on customer preferences and merchant priorities to support the checkout experience.According to Viva.com, businesses using Smart Checkout achieve an average payment success rate of 87.6% in Europe. For customers using stored cards, the reported payment success rate is 97.2%.

  • Marketplaces: Viva.com supports marketplaces throughout the payment journey, from digital seller onboarding to customer checkout. Businesses can accept more than 40 international and local European payment methods, integrate Smart Checkout, and use reporting tools to manage payment operations.

➡️Onboard and start accepting payments

Viva.com's digital onboarding process is designed to simplify getting started, helping eligible merchants complete onboarding with fewer administrative steps.

Key features

  • Fully digital application

  • Quick setup

  • Reduced paperwork

➡️Payment methods

Viva.com supports more than 40 payment methods, including international card schemes, local card schemes and alternative payment methods.

➡️Accept payments during connectivity issues

Offline Payments help reduce lost sales caused by temporary network connectivity issues.

With Offline Payments you can

  • Continue accepting eligible card-present transactions

  • Reduce interruptions at the point of sale

  • Minimise the impact of temporary connectivity disruptions

➡️Real-time Settlement

Real-time Settlement gives eligible merchants faster access to available funds.

Settlement information

  • Eligible transactions are settled within up to 60 minutes

  • Available on weekends and public holidays

➡️Business Account

Open your Viva.com Account and activate your digital business card.

Account features

  • Digital business card

  • Use the card for online and in-store purchases

  • Earn cashback

  • Reduce transaction fees by up to 0%

➡️Additional payment services

Viva.com offers additional payment services designed to support businesses and improve the customer payment experience.

Available services

  • Dynamic Currency Conversion (DCC)

  • Surcharge

  • Multicurrency Transactions

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